Complete Vehicle Credibility Report
Report IDMTPS-DEMO-001234
Generated12/05/2026

Maruti Suzuki Swift VXI AGS

Registration
MH02AB1234
Year
2019
Odometer
45,230 km
Grade ARecommended for Purchase

Executive Summary

Vehicle credibility rating across Legal, Mechanical, Financial, and Market dimensions.

847/ 1000
LSCLegal & Statutory Compliance
228/250
MSIMechanical & Structural Integrity
198/250
FIHFinancial & Insurance Health
221/250
MRVMarket & Regulatory Viability
200/250

LSC — Legal & Statutory Compliance

228/250

Registration & Documents

Document
Status
Details
Expiry
Points
Registration Certificate
VALID
MH02AB1234
14/03/2034
20/20
Insurance
VALID
ICICI Lombard - Comprehensive
25/03/2025
20/20
PUC Certificate
VALID
PUC/MH/2024/123456
10/07/2024
15/15
Fitness Certificate
VALID
Valid
14/03/2034
15/15
Road Tax
VALID
Lifetime Tax Paid
-
15/15
Permit
N/A
Not Required (Private Vehicle)
-
10/10

Hypothecation Status

Status: HYPOTHECATED
Financier:HDFC Bank Ltd
Remarks:NOC required before transfer
Points:8/15

Challan History

3Total Challans
1Pending
2Cleared
₹500Pending Amount
Violation Type
Count
Pending Amount
Status
Speed Violation
PENDING
Signal Violation
DISPOSED
Parking Violation
DISPOSED
Points: 35/50

Court Cases

CLEAR

No court cases or legal proceedings found against this vehicle

Points: 25/25

Blacklist Status

CLEAR

Vehicle is not blacklisted by any RTO

Points: 20/20

MSI - Mechanical & Structural Integrity

198/250

Service History Analysis

8Total Services
85%Regularity Score
75:25PM:CM Ratio
87.5%Dealer Service
CONSISTENT Odometer Consistency
10/10/2023Last Service

Service Records

Date
Odometer
Type
Dealer
Description
Cost
10/10/2023
42,150 km
PREVENTIVE
Maruti Arena - Andheri
40K Service
₹8,500
15/04/2023
35,200 km
PREVENTIVE
Maruti Arena - Andheri
30K Service
₹12,000
20/11/2022
28,500 km
CORRECTIVE
Local Garage
AC Repair
₹15,000

Discrepancies Found

MINORAC repaired at local garage-5 pts
Points: 48/50

OEM Service History

19/05/2022Vehicle Sale Date
6Total Services
2 Accidental Repairs
01/08/2024Last Service
18,390 kmLast Service Mileage

Repair Order History

R/O #R20220336721/06/2022 Free Service
1,992 km Delivered
N3245 | Advisor: Aditya Upadhyay
Customer Demands
PM1st Free Service
Operations Performed
CodeDescriptionIssue Type
GENSERVFREE SERVICEFree Service
R/O #R20220864410/12/2022 Running Repair
5,710 km Delivered
N3258 | Advisor: SHIV KUMAR
Customer Demands
ENFuel tank Actuator Replacement
Operations Performed
CodeDescriptionIssue Type
31110R00PUMP ASSY-FUELFOC
R/O #R20221450717/12/2022 Accidental Repair
6,162 km Delivered
N3264 | Advisor: Indu Kumar Mishra
Customer Demands
INSCholamandalam MS General Insurance Company Limited
MIOthersLH BOTH DOOR
Operations Performed
CodeDescriptionIssue Type
BPDHP24MDoor Handle Painting - Metallic (all doors)Billable
RSDOF10RPANEL ASSY- FR DR RH/LH R & RBillable
RSDOL11RPANEL ASSY-RR DR LHBillable
WBFLD03FLH Front Door (Water Borne Paint)Billable
WBLRD03FLH Rear Door (Water Borne Paint)Billable
Parts Replaced
Part NoPart NameQtyIssue Type
71503T7C00Door Panel1Billable
76003T7000Door Panel1Billable
87610T7020Side Mirror1Billable
R/O #R20230540726/08/2023 Free Service
7,919 km Delivered
N3245 | Advisor: Dev Ashish
Customer Demands
PM3rd Free Service
Operations Performed
CodeDescriptionIssue Type
GENSERVFREE SERVICEFree Service
GM06WHALWheel alignmentBillable
GM07WHBLWheel balancing- Each wheelBillable
Parts Replaced
Part NoPart NameQtyIssue Type
97133H6100Air Filter1Billable
28113C7000Element-Air Cleaner1Billable
R/O #R20230603023/09/2023 Accidental Repair
8,000 km Delivered
N3245 | Advisor: RAJAT SHARMA
Customer Demands
BPBumper Painting Front/Rear
Operations Performed
CodeDescriptionIssue Type
WBBPF13FFR Bumper (Water Borne Paint)Billable
86451R0RFRONT WHEEL GUARD (RH)Billable
86512R00COVER ASSY-FRONT BUMPERBillable
Parts Replaced
Part NoPart NameQtyIssue Type
8659028000Bumper Clip5Billable
86511T7000Bumper Cover1Billable
R/O #R20240085701/08/2024 Paid Service
18,390 km Delivered
N4830 | Advisor: RAJEEV KUMAR NIVESH
Customer Demands
PMPeriodic Maintenance Service
ACAC Filter Clean/Replace
WCOnly washing and cleaning
Operations Performed
CodeDescriptionIssue Type
GM01PMSSPeriodic Maintenance Service (PMS)Billable
GM06WHALWheel alignmentBillable
GM07WHBLWheel balancing- Each wheelBillable
ACDVAS3MAC Disinfectant 3M (Optional)Billable
ECMVAS3MEngine Cleaning/Dressing Medium 3M (Optional)Billable
Parts Replaced
Part NoPart NameQtyIssue Type
97133H6100AC Filter1Billable
2630022800Oil Filter1Billable
28113C7000Air Filter Element1Billable

Physical Inspection Summary

162Passed
10Warnings
3Failed
175Total Checks

Category-wise Scores

Exterior Body
22/25
2 issue(s)
Interior Condition
18/20
1 issue(s)
Engine Bay
23/25
1 issue(s)
Undercarriage & Chassis
20/20
Tires & Brakes
13/15
2 issue(s)
Electrical Systems
14/15
Test Drive
18/20
1 issue(s)
OBD Diagnostics
10/10

Key Findings

MINORExteriorRear bumper - Minor scratches
WARNINGPaintRear apron shows repaint (245 microns)
INFOTyresRear tyres showing average tread depth
Points: 125/150

Paint Thickness Readings

Bonnet125 μmORIGINAL
Roof118 μmORIGINAL
Front Left Fender130 μmORIGINAL
Front Right Fender128 μmORIGINAL
Rear Apron245 μmREPAINTED
Original (100-150 μm) Repainted (>200 μm)

OBD-II Diagnostic Scan

No Diagnostic Trouble Codes Found
Odometer45,230 km
Engine RPM850 RPM
Coolant Temp92°C
Battery Voltage14.2V
Fuel SystemClosed Loop

Readiness Monitors

Catalyst
Evaporative System
Oxygen Sensor
EGR System
Points: 25/25

Tyre Condition

Front Left
Make:MRF ZVTV
Tread Depth:GOOD
Mfg Date:2022-W35
Shape:ROUND
Front Right
Make:MRF ZVTV
Tread Depth:GOOD
Mfg Date:2022-W35
Shape:ROUND
Rear Left
Make:MRF ZVTV
Tread Depth:AVERAGE
Mfg Date:2021-W18
Shape:ROUND
Rear Right
Make:MRF ZVTV
Tread Depth:AVERAGE
Mfg Date:2021-W18
Shape:ROUND
Spare
Make:Maruti Genuine
Tread Depth:GOOD
Mfg Date:2019-W05
Shape:ROUND

Physical Inspection Report

ID: 20158

Inspection Details

Booking ID20158
EngineerRIZWAN
Date07-01-2026
Time12:13 PM
OBD ScanningYES
LocationLAXMI BAI NAGAR, VASANT VIHAR TEHSIL, NEW DELHI, DELHI, 110029, INDIA

Inspected Vehicle Details

MakeMARUTI SUZUKI
RegistrationDL14CG2003
Year2022
VariantVXI
Fuel TypePETROL
Engine CC1462
TransmissionMANUAL
ColourWHITE
Odometer63,437 km
Keys Available1
ChassisMA3NYFJ1SNE958071
Engine NoK15BN1317056

Body Frame / Accidental Check

Radiator Core SupportOK
Chassis Plate MatchMATCHING
Driver Strut TowerOK
Passenger Strut TowerOK
Front Bonnet UnderbodyOK
Boot FloorOK

Exterior Body Condition

Front Bumper
SCRATCHES REPAINTED
Rear Bumper
SCRATCHES REPAINTED
Bonnet
DENT
Roof
SCRATCHES DENT
Windshield
OK
Driver Side Door
OK
Passenger Side Door
OK

Engine (Before Test Drive)

Car StartOK
WiringOK
Engine Oil QualityCLEAN AND COMPLETE
Engine Oil CapCLEAN
Engine MountingOK
Coolant LevelOK
Coolant QualityOK
Smoke EmissionOK
BatteryOK

OBD Scan Results

Fault CodesYES
MIL StatusOFF
Monitors N/A4
Monitors OK7

Dashboard Warning Lights

Check EngineNOT PRESENT
Power SteeringNOT PRESENT
ABS SensorNOT PRESENT
Airbag SensorNOT PRESENT
Battery ProblemNOT PRESENT
Low Engine OilNOT PRESENT
Low CoolantNOT PRESENT
Brake SystemNOT PRESENT

Air Conditioning

AC WorkingOK
Cool Temp8.5°C
Hot Temp37°C
All VentsOK

Tyre Inspection

Driver Front
Depth:BAD
Mfg Date:1922
Shape:DAMAGED
Driver Back
Depth:AVERAGE
Mfg Date:1922
Shape:OK
Passenger Back
Depth:GOOD
Mfg Date:1922
Shape:OK
Passenger Front
Depth:BAD
Mfg Date:1922
Shape:DAMAGED
Stepney
Depth:GOOD
Mfg Date:1922
Shape:OK

Transmission & Clutch

Gear ShiftingOK
Clutch PedalNOT OK
RPM DowngradeOK
RPM UpgradeOK

Suspension

Shocker BounceOK
Driver Shocker LeakPRESENT
Passenger Shocker LeakPRESENT

Brakes

Front Driver PadsOK
Front Driver DiscOK
Front Passenger PadsOK
Brake FluidOK
Parking BrakeOK

Steering & Test Drive

Steering SmoothOK
AlignmentOK
BubblingPRESENT
Steering VibrationNOT PRESENT

Underbody

Driver ChassisOK
Passenger ChassisOK
Rear SubframeOK
SilencerOK
Fluid LeaksNOT PRESENT

Final Issues Found

Issues Requiring Attention
  • MAJORCLUTCH HARD
  • CRITICALMISFIRING
  • MAJORCENTRE MEMBER BEND

FIH - Financial & Insurance Health

221/250

Ownership History

2Current Owner #
2Total Owners
1 year 5 monthsCurrent Ownership

Ownership Timeline

Owner 115/03/2019INDIVIDUALMaharashtra
Owner 220/08/2022INDIVIDUALMaharashtra
Points: 85/100

Finance Status

Financed:Yes
Financier:HDFC Bank Ltd
Loan Status: ACTIVE
NOC Status:REQUIRED
NOC required for transfer
Points: 36/50

Insurance Details

Provider:ICICI Lombard
Policy Type:Comprehensive
Policy Number:IL-MH-AUTO-2024-XXXXX
Valid From:26/03/2024
Valid To:25/03/2025
IDV:₹4,85,000
NCB:35%
Points: 50/50

Insurance Claims History

1Total Claims
₹25,000Total Amount
LOWClaim Frequency
Date
Type
Amount
Status
15/06/2021
OWN DAMAGE
₹25,000
SETTLED
Single minor claim indicates careful usage
Points: 50/50

IIB Insurance Bureau Data

14
Risk Score
Low Risk
Risk score calculated by Insurance Information Bureau based on policy and claims history. Lower score indicates better insurance profile.
3Total Policies
1Active Policies
2 Total Claims
₹51,215Total Claim Amount

Policy History (IIB Records)

Insurer
Policy Number
Type
Coverage Period
IDV
NCB%
Status
ICICI Lombard General Insurance Co. Ltd.
612706312501000006615
ANNUAL PACKAGE POLICY
2025-08-20 - 2026-08-19
₹450,000
0%
Active
Cholamandalam MS General Insurance Co. Ltd.
10003/31/26/235614
ANNUAL PACKAGE POLICY
2025-08-18 - 2026-08-17
₹450,000
0%
Cancelled
Bajaj Allianz General Insurance Co. Ltd.
610000000123456789
ANNUAL PACKAGE POLICY
2024-08-20 - 2025-08-19
₹610,000
20%
Expired

Claim Details (IIB Records)

0516033125C050049001 OD FULLY SETTLED
Insurer:Cholamandalam MS General Insurance Co. Ltd.
Accident/Loss Date:2025-07-19
Intimation Date:2025-08-01
OD Claims Paid:₹4,504
5573171072 OD FULLY OUTSTANDING
Insurer:Bajaj Allianz General Insurance Co. Ltd.
Accident/Loss Date:2020-06-20
Intimation Date:2020-06-22
OD Claims Paid:₹46,711
Data sourced from Insurance Information Bureau of India (sudarshana.iib.gov.in). Records may be subject to reporting delays.

MRV - Market & Regulatory Viability

200/250

Regulatory Compliance

Emission Norm
BS6
POSITIVE
25/25
Vehicle Age
4 years 10 months
POSITIVE
20/25
Scrappage Policy
Not Applicable
POSITIVE
15/15
Green Tax
Not Applicable
POSITIVE
15/10
Points: 75/75

Market Valuation

Low₹4,25,000
Fair Value₹4,75,000
High₹5,15,000
Original Price:₹7,49,000
Depreciation:36.5%
Demand Index:HIGH

Price Adjustment Factors

Brand Value (Maruti)+5%
Model Popularity (Swift)+3%
Fuel Type (Petrol)0%
Ownership (2nd)-3%
Color (White)+1%
Points: 75/100

Market Insights

Avg. Days on Market21 days
Price ConfidenceHIGH
Best Time to SellMarch-June (Pre-monsoon)
Competing Listings45
Points: 50/75

Critical Safety Checks

These checks can result in automatic rejection regardless of overall score.

Stolen Vehicle CheckCLEARNo record found
Court Order/AttachmentCLEARNo court orders found
RTO BlacklistCLEARVehicle not blacklisted
Total Loss DeclarationCLEARNo total loss record
Flood/Fire DamageCLEARNo damage reported
Odometer TamperingCLEARReadings consistent
Salvage/Rebuilt TitleCLEAROriginal title
Frame DamageCLEARNo structural damage

Final Verdict & Recommendations

RECOMMENDEDConfidence: HIGH

Immediate Actions Required

  • Obtain NOC from HDFC Bank before transfer
  • Clear pending challan (₹500)

Recommended Future Actions

  • Plan rear tyre replacement within 10,000 km
  • Continue regular service at authorized dealer

Positive Indicators

  • All kill switches clear
  • Regular service history with 87.5% dealer compliance
  • BS6 compliant - no regulatory concerns
  • OBD scan clear